How to File a Farmers Car Accident Insurance Claim
You have collected all the information you need to file an insurance claim, and now you are ready to contact Farmers insurance, since it issued your auto insurance policy. You took pictures of your vehicle damage on your phone and emailed them to yourself so that you can also access them from your computer. You saved the contact information of the other party in the accident. You hope that, in the moment, you remembered not to say anything that could sound like you were admitting fault for the accident. You got your injuries examined at the emergency room even though they were not serious, and the doctor wrote a report about the most likely cause of the injuries. It should be simple to file your claim, but things can get complicated with insurance claims, and if you want to maximize your chances of getting an insurance settlement that covers all your accident-related financial losses, the best thing to do is to contact a personal injury and wrongful death lawyer at auto accident lawyer.
Should You File the Claim With Farmers or With the At Fault Driver’s Insurance?
The insurance company that issued the at fault driver’s insurance policy is always the one that files the liability claim, but immediately after the accident, when the drivers file their claims, it is not always clear which driver is at fault. Besides this, New Jersey follows the rule of comparative negligence, where insurance companies can apportion part of the fault for an accident to one driver and the other part to the other driver and pay the claims according to each driver’s percentage of fault. Therefore, you can start by filing the claim with the other driver’s insurer and just trust that the insurance company will agree with you that the other driver was at fault for the accident. Your other option is to file your claim first with Farmers insurance. If you do this, you must pay your deductible and just hope that the other insurance company will reimburse you for the deductible when it calculates your settlement amount.
How Do You Start Your Farmers Insurance Car Accident Claim?
It is easy to start your claim by filling in the requested information on the claims page of the Farmers insurance website https://www.farmers.com/claims/efnol-landing; you can do this regardless of whether you are a Farmers policyholder. If you have a Farmers insurance policy, you can also start your claim on the Farmers insurance mobile app.
Regardless of which way you start your claim, the claims adjusters will get back to you with follow up questions. This may seem like a routine procedure, but the insurance company is looking for excuses to pay less on your claim. If you hire a lawyer to speak on your behalf, you can get a fair settlement.
Contact Monaco Law About Car Accident Insurance Claims
Contact Monaco Law PC in Marlton, New Jersey and Philadelphia, Pennsylvania to discuss your car accident case. Joseph Monaco is a wrongful death and personal injury lawyer serving Atlantic County, Bucks County, Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.
Source:
farmers.com/learn/insurance-questions/how-to-file-a-car-insurance-claim/
