How to File a Claim with Nationwide in Pennsylvania
Pennsylvania’s more than 120,000 miles of roads and highways provide numerous routes for drivers to take as they travel around the state. However, these roads and highways are also locations where car accidents occur. Recently, there were 110,765 reportable crashes in Pennsylvania, which led to the loss of 1,127 lives and injured 66,950 people.
If you were in a car accident in Pennsylvania, you are likely to have to deal with an insurance company to recover compensation for your damages. Nationwide is very popular in the Keystone State, so there is a good chance that this is the insurance company you will encounter. Understanding how to proceed with filing a claim with Nationwide and what it takes to secure the highest amount of compensation is crucial.
When you have verifiable damages after a car accident that was the result of another driver’s negligence, filing a car accident injury claim is usually the next step. Most car accident claims that pass through insurance companies end with a settlement of some amount without turning into a lawsuit and going to trial. The key for claimants is to determine the full extent of their damages and then assess the value of their claim. Then, a claimant is better positioned to negotiate for fair and full compensation. However, dealing with insurance adjusters and communicating effectively with them in a manner that does not jeopardize the value of one’s claim can be incredibly complicated. When you are injured and stressed, it becomes even more difficult to do. Having an attorney assisting you with your claim can allow you to focus on yourself and get better while your claim is being taken care of by a professional who has your best interests at heart.
If you would like help filing a claim with Nationwide, call our Pennsylvania auto accident lawyer at Monaco Law PC.
Nationwide Insurance Claims
After a car accident, you must notify your insurance company. If you are filing a third-party claim against the insurance company of the driver that hit you, and that driver has Nationwide, you can expect to have an insurance adjuster assigned to your case. The adjuster will investigate your case to identify the damages, determine how extensive they are, and what they are worth.
You can file a claim with Nationwide by visiting their website online www.nationwide.com/insurance-claims, using their app, or calling 1-866-854-4140. Filing a claim doesn’t take that long; you can expect the process to last around 10-15 min. However, during that timeframe, the insurance adjuster will ask a lot of questions and may even request that you provide a recorded statement. The answer to this should always be no because you could mistakenly say something that can harm your claim and your ability to recover the most compensation from it. If you have a lawyer, you will not have to worry about communicating with the insurance adjuster because your lawyer can do it for you.
It could take days to a week for an insurance adjuster to investigate your case and offer a settlement. Your lawyer will calculate a settlement that best reflects what you deserve, and you can use this to decide if the offer is appropriate or too low. It is not uncommon for the initial offer by the insurance company to be low, in the hopes that a claimant will agree to it, which will, in turn, close the claim and eliminate the insurance company’s liability for paying the claimant anything further. However, with a lawyer on your side, this is less likely to happen, and your lawyer can counter the initial offer and negotiate for one that covers all of your damages.
If Nationwide is unwilling to come to a settlement that is accurate for the totality of your losses, then the next step is to file a lawsuit against them. This can sometimes be enough for them to come back to the table and provide a better offer. If not, your case will go to trial.
Speak to a New Jersey and Pennsylvania Wrongful Death and Personal Injury Attorney Today
Call our wrongful death and personal injury lawyer at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.
We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County, Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.
Source:
pa.gov/content/dam/copapwp-pagov/en/penndot/documents/travelinpa/safety/documents/2024_cfb_linked.pdf
