How Long Do I Have to File an Insurance Claim with Geico?
If you are in a position where you are injured after an accident and you have to file a claim with Geico, you may have many questions running through your head including how long you have to get the claims process started. It is important to understand that after an injury accident, there are several things that must be done, and all the I’s that need dotted and T’s crossed must be done correctly. This is why it is beneficial to speak to an attorney for guidance on how to proceed with a legal action to ensure you are best positioned to be successful and be able to recover compensation that accounts for the total amount of damages you sustained.
At Monaco Law PC, our auto accident lawyer can help you file a claim with Geico as well as negotiate for the fairest settlement. If the insurance adjuster is unreasonable and will not provide you with the settlement that you deserve, Attorney Monaco will be prepared to litigate your case in court.
When To File an Insurance Claim with Geico
It is best not to delay in taking action after an injury accident. For instance, car accidents happen commonly and are often the cause of significant injuries and financial losses. It becomes increasingly difficult to achieve success with a legal claim and obtain all the necessary compensation the longer you wait to initiate the process.
If you were harmed and plan to file a claim with Geico, the time you have will depend on your relationship with the insurer. If you are a policyholder and are filing a claim, you should report your accident within 48 hours of it happening. On the other hand, you may have more wiggle room and time to file if you are making a claim against another party that Geico insures.
Since the length of time you have to file a claim with Geico can affect your ability to recover compensation, ensuring that you complete tasks in a timely manner is essential. Understanding the nuances of filing a claim can be complicated, so regardless of your relationship with the insurance company, it is advisable not to wait to speak with an attorney.
In addition to how long you have to report and file your claim with Geico, there is another window of time that you may have to deal with during the claims process. That is the statute of limitations. New Jersey’s statute of limitations for filing a lawsuit is generally two years from the date that your accident happened. If, during the claims process, Geico refuses to pay you what you are entitled to, you can file a lawsuit; however, you will likely only have two years to do so. If you miss the two-year statute of limitations, you will be unable to pursue the compensation that you are owed.
Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today
Call our personal injury lawyer at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.
We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County, Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.
