What to Know About Contacting Progressive Insurance After an Accident
After an accident, your head may be spinning and your heart racing, but unless you are catastrophically injured, you will want to take action. There is a lot to do after an accident, including speaking to witnesses, taking photos of the accident scene, calling the authorities, seeking medical attention, and even speaking with an attorney.
Filing an injury claim can be a daunting process, taking considerable time and effort. It can be especially difficult when you are injured and also have to focus on doing all the things your doctor has prescribed to help you get better and recover as much as possible. If you have Progressive insurance, another action item you need to cross off your list is to contact them and report your injury accident.
Suppose you are unsure about what to do after an accident. In that case, if you would like to have your case reviewed and obtain legal advice and assistance with your claim, you are welcome to call our auto accident lawyer at Monaco Law PC.
If You Have Progressive Insurance, You Must Notify An Adjuster After an Accident
You must contact Progressive after a crash and you should do so in a timely manner, but before you reach out, you should have the following information on hand:
- The accident details, such as where it occurred, the date it happened, and the time it took place.
- Your insurance policy number
- The contact information of all parties who were involved in the accident
- The insurance policy companies and policy numbers of those who are involved in the accident
- A copy of your police report
- Contact information for a repair shop you would like to use
- All evidence you collected after the crash, like your journal entries about the events of the crash and how you have been affected physically and emotionally, your photos, contact information of witnesses, video surveillance
Once you have everything gathered, consider the following:
Accidents When there are No Serious Injuries
You should call after an accident and speak with a Progressive agent. In situations where there are no serious injuries, the agent you speak to will send an adjuster to assess the extent of the damage and determine the available repair options. Even though minor accidents may not seem like they require the assistance of an attorney, it is often helpful to still reach out to one and have them review your case. If you have a case where it would be beneficial to have the assistance of a legal professional or one where that is not necessary, the attorney you meet with will give their recommendation.
Accidents With Serious Injuries
When serious injuries result from an accident, it is advantageous to get in touch with an attorney first before you reach out to Progressive. An attorney can communicate with Progressive on your behalf and help you better position yourself to get the most from your claim. Although an adjuster may seem friendly and caring, they are not on your side. While adjusters will generally pay for property damages and some of your medical bills, they typically do not offer compensation close to the actual damages you sustained and the long-term costs that could be associated with your case.
Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today
After a New Jersey car accident, call an attorney at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.
We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County, Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.
Source:
nj.gov/transportation/refdata/accident/crash_statistics.shtm
