What to Expect When Filing a Claim with The Hartford

Filing a car accident claim with The Hartford in New Jersey does not have to be complicated and can help you obtain the compensation you need after you are injured in a car accident. The key to success is staying organized, acting quickly, and managing communications with the insurance adjuster effectively. However, if you have concerns about starting a claim alone or if you are not sure how to proceed with one and you hit unexpected hurdles that prevent you from obtaining the outcome you were hoping for, then you have every right to seek legal advice and assistance from an attorney.

Monaco Law PC is a personal injury law firm with decades of experience helping injured parties with their claims and ensuring they get the most from them.

A Streamlined Process

The Hartford is known for great customer service and support for older drivers mainly due to its partnership with AARP. As such, filing a claim can be a straightforward and streamlined process if you know what to do and have what you need. Taking the correct steps early in the claims process, though, is important to ensuring that you are fairly compensated and can get back on the road again with confidence.

Seek Medical Attention

After an accident, check to see if you or anyone else has suffered injuries. Call 9-1-1 as soon as possible to request police assistance and medical help. If you do not obtain medical care at the accident scene, then make sure that you do not delay in seeing a doctor after you get home.

Gather Evidence

Car accidents can be overwhelming and stressful. However, it is essential that you do not leave the accident scene without gathering evidence that will be critical in supporting your claim and helping you recover the compensation you need. You should take pictures of the accident scene, obtain witness contact information, take pictures of license plates of the cars involved, and ask for contact information and insurance information from all of those involved. Additionally, if an officer comes to the scene, you should obtain a copy of their report.

Report the Accident

Promptly report your accident to The Hartford. You can go online, call The Hartford’s 24/7 claims hotline at 1-800-243-5860, or you can use their mobile app. You will need to have your policy number on hand, information regarding the accident, including the date it happened and the location, a description of what occurred, the police report number, and your supporting documentation.

Obtaining a Settlement

The adjuster that is assigned to your case will be your main point of contact and will manage your claim, including investigating it and determining if you should be paid. It is not uncommon for insurance adjusters to make their initial offer much lower than what a claimant truly deserves. Make sure you know the value of your claim so that if an adjuster tries to lowball you, you can counter and strategically negotiate for a fair and reasonable settlement.

Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today

For help filing a claim with The Hartford, please call our wrongful death and personal injury lawyer at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.

We serve Atlantic County, Bucks County,  Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.

Source:

thehartford.com/car-insurance/claims