How to File a Car Accident Injury Claim with Geico
If you were involved in a car accident in New Jersey or Pennsylvania and Geico is the insurance provider you must work with, you must report the incident. To do this, you can:
- Call 1-800-841-3000
- Report and file a claim online with Geico
- Geico also has a mobile app where you can file a claim
Once the claims process has been started and Geico alerted of the accident, an insurance adjuster will be assigned to your case. The adjuster will launch an investigation into the details of what transpired and determine if you are entitled to compensation and, if you are, how much you should receive. Despite this, claimants can benefit from having an attorney helping them with the claims process. An insurance adjuster’s primary goal is to protect the profits of the company they work for, not to protect claimants’ interests. This can result in an adjuster offering a settlement that is insufficient for the totality of your losses, and if you accept a low settlement, you will be unable to pursue any further compensation from the insurance company.
To safeguard yourself from being lowballed and potentially accepting much less than you deserve, working with an attorney can be helpful. The auto accident lawyer at Monaco Law PC offers free initial consultations and the ability for prospective claimants to meet with an attorney and have their case reviewed.
Communications After An Accident
Communication with insurance agents is nothing to take lightly, and saying the wrong thing can affect your claim immensely. As such, if you call Geico to report your accident and are asked to provide a recorded statement, you should politely decline. You do not have to give a recorded statement, nor should you, even if the adjuster tries to bully you into providing one. Regardless of what an aggressive adjuster says or attempts to make you believe about giving a recorded statement, the law says otherwise, and you are under no obligation to do this.
When speaking with an adjuster, never tell them that you did not sustain any injuries and are fine. Downplaying the harm you may have experienced, whether you know you are injured or not, will give the adjuster a reason to justify paying you less than you need for your injuries. Likewise, do not disclose more information to the adjuster than necessary. An adjuster will ask many questions, but oversharing can also be harmful to your claim.
In addition to being cautious when talking to the insurance adjuster, you must also be aware of what you say after your accident. It is never advisable to say anything that would infer you are taking the blame for the accident happening. For example, you should not say “I’m sorry” or that you feel you had some responsibility for the accident occurring.
Considering how critical communication is after an accident and how it can impact your claim, having an attorney’s assistance can help you avoid the mistakes that can come about when you are involved in an accident.
Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today
Call our wrongful death and personal injury lawyer at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.
We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County, Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.
