What To Expect After An Auto Accident Claim is Filed with State Farm Insurance

You have filed your auto accident claim with State Farm, and your claim number is in hand. You must keep your claim number until your claim is resolved because it will be used to track and organize everything associated with your claim. Now, you may be wondering what’s next.

If you were in a car accident in New Jersey, having a good lawyer who is knowledgeable and experienced can make all of the difference in the success of your claim and how much you are able to obtain from it. To learn more, you can schedule a free consultation and meet with an auto accident lawyer at Monaco Law PC to discuss your case.

After a Claim with State Farm is Filed 

Once your claim is filed, State Farm will assign an insurance adjuster to your case. The adjuster will be tasked with reviewing your information and investigating your case. Depending on how complicated your claim is, you may have this process wrapped up over the course of several days, or it could take many months.

If a claim moves forward and is approved, the adjuster will offer you a settlement. The amount of money in the settlement offer will be what the insurance company believes will compensate you for your losses.

If you do not have an attorney to review your offer, make sure that you take the time to go over it carefully before accepting it. Typically, the first offer an insurance company provides is their lowest, and it is not uncommon for the amount of money to be less than what your actual damages are worth. If you agree to a settlement that is insufficient for your damages, you will be unlikely to go back and obtain more from the insurance company. Therefore, it is critically important to know the true value of your claim.

If you do have an attorney, your attorney will know how to evaluate the settlement offered. When a settlement amount is too low or unfair, your attorney will go back to the insurance adjuster and begin negotiations to get you closer to the full amount of what you are entitled to.

Claims can also be denied, and when this happens, you can appeal. In most situations, more information will be required, so you should be prepared for this and for the resolution of your claim to take longer.

Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today 

Filing a car accident claim with State Farm can be challenging, but having an attorney helping you with your claim can be a game changer for the outcome. After a New Jersey car accident, call an attorney at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.

We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County,  Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.

Source:

statefarm.com/claims