How to File a Claim with Farmers Insurance
If you were involved in a car accident in New Jersey and need to file a claim with Farmers Insurance, understanding how to do so and applying these tips can help you be successful and get the most from your claim. It is critical that you have the resources and support to recover to the fullest extent from your injuries and that you obtain the financial compensation you deserve. This article will discuss filing an insurance claim with Farmers Insurance and protecting your rights.
Right After An Accident
Prioritizing health and safety is key after an accident, so if you or anyone else in the accident is hurt, you should call 9-1-1 so that first responders can make their way to your accident and render aid. If you are unsure whether you have been injured or think your injuries are minor, you may not need emergency care at the accident scene, but it is a good idea to still see a doctor and undergo an examination. Not only does prompt medical attention establish a link connecting your physical bodily harm to your accident, but it also helps you obtain a correct diagnosis so that you can start on a treatment plan that gives you the best chance of healing.
Report The Accident
You must report your accident to Farmers Insurance as soon as you are physically able. You can do this by calling 1-800-435-776, going to their website www.farmers.com/claims, or using the Farmers mobile app.
When you report your accident, you should indicate the date, time, and the location where it occurred. You should write down what happened and then have your notes ready to describe the incident. You should also have contact and insurance information of all involved parties, names and contact information of witnesses, and a copy of the police report.
Working with the Insurance Agent
Farmers Insurance will assign an agent to your case that will manage it from start to finish. This individual will review your information and investigate the accident. Be cautious when speaking to the agent. Although you should share all relevant documentation, follow up with any additional information they are requesting, saying too much, making a recorded statement, or admitting any amount of guilt can jeopardize your claim. This is why it is often beneficial to connect with a personal injury attorney before starting the claims process. Your attorney can manage your claim and communications with the insurance agent so that your best interests are safeguarded.
Settlement and Closing of the Claim
After Farmers investigates your case, they may decide to deny your claim or make you an offer. If they deny your claim, you can appeal that decision. If they make you an offer, it is essential to ensure that the amount of money they are presenting you with is sufficient for your damages. If not, then you or your attorney can negotiate for a more reasonable amount.
Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today
For help filing a claim with Farmers Insurance, please call our personal injury and wrongful death lawyer at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.
We are a New Jersey and Pennsylvania personal injury and wrongful death law firm serving Atlantic County, Bucks County, Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.
