Filing an Insurance Claim with Plymouth Rock After a Car Accident

Car accidents can happen at any time, and even minor crashes can be jarring. Knowing what to do after an accident and understanding the necessary steps to take with insurance can be helpful.

If you were involved in a car accident in the Palisades and need to work with Plymouth Rock Insurance, this article will guide you through the process.

 Right After A Crash 

If you are physically able and your car is operable, immediately after a crash, move your vehicle to a safe location away from traffic. You should never leave the accident scene. Then, you should do the following:

• See if anyone involved in the crash has been hurt. Call 9-1-1 to alert first responders of the medical need.
• Call the local police station and report the crash.
• Exchange contact information with all drivers involved, such as
  • Name, phone number, mailing address, and email address
  • License information
  • Insurance information, including the name of the provider, the policy number, and their phone number
  • The make, model, and color of the vehicles involved
• Politely ask any witnesses to provide their full name and phone number.
• Make a note of the location of the accident and take pictures of the location, the accident scene, and any damage to your car.
• If police come to the scene, ask for the officer’s name, the name of the police department that sent them, their badge number, and the department’s phone number.

 Contacting the Insurance Company

It is important to contact your insurance provider as soon as possible and inform them of the accident. If your insurance is Plymouth Rock, you can file a claim online https://www.plymouthrock.com/ or call them to speak with an agent at 844-346-1225. Remember, you only have two years to file a claim under New Jersey’s statute of limitations. Failure to take legal action in this two-year timeframe means you will be unlikely to obtain compensation for the damages you incurred.

Regarding communications with the insurance company, it is essential to understand the company’s perspective when claims arise. After a claim is filed, the insurance company typically assigns an agent to handle it. The insurance agent will speak with the claimant about the accident and do an investigation. The ultimate goal of the insurance adjuster is to close claims quickly and for as little as possible. So, to ensure that you are fairly treated when you are dealing with an insurance company, you should enlist the support and assistance of an attorney.

An auto accident attorney can help you with your claim from its start to the end and manage communications with the insurance company to safeguard you against having your claim closed for far less money than you are owed.

 Speak to a New Jersey and Pennsylvania Personal Injury Attorney Today

Call our South Jersey personal injury lawyer at Monaco Law PC at (609) 277-3166 for our New Jersey office and (215) 546-3166 for our Pennsylvania office to discuss your case today.

We are a New Jersey and Pennsylvania personal injury law firm serving Atlantic County, Bucks County,  Burlington County, Cape May County, Camden County, Chester County, Cumberland County, Delaware County, Gloucester County, Mercer County, Middlesex County, Monroe County, Montgomery County, Philadelphia, Ocean County, Salem County, Susquehanna County and all of New Jersey.